/* Tino: estilos compartidos por la landing de clientes (/) y la de banqueros (/banqueros/).
   Tema claro u oscuro según el sistema. Un solo acento (lima).
   Radios: botones, chips y pestañas en píldora; tarjetas e imágenes 20px; campos 12px; resaltado 4px.
   Capas z: nav 10, botón WhatsApp 20. */
@font-face{font-family:"Geist";src:url(../fonts/Geist-Variable.woff2) format("woff2");font-weight:100 900;font-display:swap}

:root{
  --bg:#F4F6F1; --surface:#FCFDFB; --surface-2:#E9EDE4; --ink:#10231B; --ink-soft:#4A5A51;
  --line:rgba(16,35,27,.12); --line-strong:rgba(16,35,27,.28);
  --accent:#C9F04D; --on-accent:#10231B;
  --btn:#10231B; --btn-fg:#F4F6F1; --btn-hover:#1C3A2D;
  --err:#A3321F; --shadow:16,35,27;
  --sans:"Geist",ui-sans-serif,system-ui,sans-serif;
  --ease:cubic-bezier(.23,1,.32,1);        /* ease-out fuerte: entradas y respuesta a la interacción */
  --ease-in-out:cubic-bezier(.77,0,.175,1); /* movimiento en pantalla: barras, líneas, progreso */
  --ease-fluid:cubic-bezier(.32,.72,0,1);   /* entradas pesadas al hacer scroll */
  --r:28px;                                 /* radio de tarjetas (núcleo); la bandeja exterior suma 7px */
  /* doble bisel: bandeja exterior (anillo de 6px) + hilo + sombra ambiental difusa + brillo interior */
  --bezel:0 0 0 6px color-mix(in srgb,var(--ink) 4%,transparent),0 0 0 7px color-mix(in srgb,var(--ink) 8%,transparent),0 40px 80px -40px rgba(var(--shadow),.22),inset 0 1px 1px rgba(255,255,255,.75);
}
@media (prefers-color-scheme:dark){
  :root{
    --bg:#0C1511; --surface:#121D18; --surface-2:#192720; --ink:#ECF1EA; --ink-soft:#A2B1A8;
    --line:rgba(236,241,234,.11); --line-strong:rgba(236,241,234,.3);
    --btn:#C9F04D; --btn-fg:#10231B; --btn-hover:#D8F77A;
    --err:#FF9A85; --shadow:0,0,0;
    --bezel:0 0 0 6px rgba(255,255,255,.035),0 0 0 7px rgba(255,255,255,.08),0 40px 80px -40px rgba(0,0,0,.6),inset 0 1px 1px rgba(255,255,255,.07);
  }
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:var(--sans);background:var(--bg);color:var(--ink);font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:inherit}
img{display:block;max-width:100%;height:auto}
.ic{width:1em;height:1em;flex:none}
.wrap{width:min(1200px,100% - 48px);margin-inline:auto}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:11px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-soft);padding:6px 12px;border-radius:999px;box-shadow:inset 0 0 0 1px var(--line-strong)}
h1,h2,h3{font-weight:600;letter-spacing:-.035em;line-height:1.04;text-wrap:balance}
h2{font-size:clamp(32px,3.6vw,46px)}
h3{letter-spacing:-.02em;line-height:1.15}
.lead{color:var(--ink-soft);max-width:58ch;text-wrap:pretty}
.mark{background:var(--accent);color:var(--on-accent);padding:0 .14em;border-radius:4px;-webkit-box-decoration-break:clone;box-decoration-break:clone;white-space:nowrap}
section{padding:136px 0}
.head{margin-bottom:56px}
.head .lead{margin-top:14px}

/* logo: palabra "tino" en Geist trazada a vector; el punto de la i es el acento */
.logo{display:inline-flex;align-items:center;text-decoration:none;color:var(--ink)}
.logo svg{height:30px;width:auto;overflow:visible}

/* botones */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;border:0;cursor:pointer;white-space:nowrap;font:500 16px/1 var(--sans);padding:15px 24px;border-radius:999px;text-decoration:none;transition:transform 160ms var(--ease),background-color 200ms var(--ease),box-shadow 200ms var(--ease)}
.btn:active{transform:scale(.97)}
.btn:focus-visible,.tab:focus-visible,a:focus-visible,summary:focus-visible{outline:2px solid var(--ink);outline-offset:3px}
.btn-main{background:var(--btn);color:var(--btn-fg)}
@media (hover:hover) and (pointer:fine){.btn-main:hover{background:var(--btn-hover);box-shadow:0 12px 28px -14px rgba(var(--shadow),.55)}}
.btn-line{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--line-strong)}
@media (hover:hover) and (pointer:fine){.btn-line:hover{box-shadow:inset 0 0 0 1.5px var(--ink)}}
.btn:has(> .ic){padding:7px 7px 7px 24px}
/* botón dentro del botón: la flecha vive en su propio círculo, a ras del borde interior */
.btn > .ic{width:34px;height:34px;padding:9px;border-radius:999px;background:color-mix(in srgb,currentColor 14%,transparent);transition:transform 300ms var(--ease-fluid)}
@media (hover:hover) and (pointer:fine){.btn:hover > .ic{transform:translate(3px,-1px) scale(1.06)}}

/* nav */
/* menú: isla de vidrio despegada del borde */
.top{position:sticky;top:14px;z-index:10;margin:14px auto 0;width:min(1240px,100% - 28px);border-radius:999px;background:color-mix(in srgb,var(--surface) 72%,transparent);-webkit-backdrop-filter:blur(20px) saturate(160%);backdrop-filter:blur(20px) saturate(160%);box-shadow:0 0 0 1px var(--line),0 20px 50px -30px rgba(var(--shadow),.35),inset 0 1px 1px rgba(255,255,255,.6);transition:box-shadow 300ms var(--ease)}
.top.scrolled{box-shadow:0 0 0 1px var(--line-strong),0 24px 60px -28px rgba(var(--shadow),.45),inset 0 1px 1px rgba(255,255,255,.6)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;height:64px;width:auto;padding:0 10px 0 26px}
.nav-links{display:flex;gap:28px;font-size:15px}
.nav-links a{text-decoration:none;color:var(--ink-soft);transition:color .2s}
.nav-links a[aria-current]{color:var(--ink)}
@media (hover:hover) and (pointer:fine){.nav-links a:hover{color:var(--ink)}}
.top .btn{padding:12px 20px;font-size:15px}
.soon{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:2px 7px;border-radius:999px;background:var(--accent);color:var(--on-accent);vertical-align:2px;margin-left:4px}

/* hero */
.hero{padding:56px 0 72px}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.hero .wrap > *{min-width:0}
.hero h1{font-size:clamp(40px,4.6vw,64px);margin-bottom:22px}
.hero .eyebrow{margin-bottom:18px}
.hero .lead{font-size:clamp(18px,1.45vw,20px);max-width:38ch}
.ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}
.hero-img{width:100%;height:clamp(420px,calc(100dvh - 220px),620px);object-fit:cover;border-radius:var(--r);box-shadow:var(--bezel)}

/* bifurcación cliente / banquero, debajo del hero */
.fork{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.fork .wrap{display:grid;grid-template-columns:1fr 1fr}
.fork a{display:flex;align-items:center;gap:18px;padding:28px 8px;text-decoration:none;transition:transform 160ms var(--ease)}
.fork a:active{transform:scale(.99)}
.fork a + a{border-left:1px solid var(--line);padding-left:40px}
.fork .ic{font-size:26px;width:48px;height:48px;padding:11px;border-radius:999px;background:var(--surface-2);transition:background-color 200ms var(--ease),color 200ms var(--ease)}
.fork b{display:block;font-size:18px;font-weight:600;letter-spacing:-.01em}
.fork span{font-size:15px;color:var(--ink-soft)}
.fork .go{margin-left:auto;width:22px;height:22px;padding:0;background:none !important;color:var(--ink) !important;transition:transform 200ms var(--ease)}
@media (hover:hover) and (pointer:fine){.fork a:hover .go{transform:translateX(4px)}.fork a:hover .ic:not(.go){background:var(--accent);color:var(--on-accent)}}

/* bancos aliados: logos a color sobre placa clara en ambos modos (los PNG traen fondo blanco); placas 12px */
.banks{padding:56px 0}
.banks p{font-size:15px;color:var(--ink-soft);margin-bottom:18px}
.bank-row{list-style:none;display:grid;grid-template-columns:repeat(7,1fr);gap:18px}
.bank-row li{background:#fff;box-shadow:0 0 0 4px color-mix(in srgb,var(--ink) 4%,transparent),0 0 0 5px color-mix(in srgb,var(--ink) 8%,transparent);border-radius:16px;height:72px;display:grid;place-items:center;padding:14px 16px}
.bank-row img{max-height:32px;width:auto;max-width:100%;object-fit:contain}

/* requisitos: celdas con ícono; la última va en lima */
.reqs{list-style:none;display:grid;grid-template-columns:repeat(var(--n,5),1fr);gap:24px}
.reqs li{background:var(--surface);box-shadow:var(--bezel);border-radius:var(--r);padding:24px;display:flex;flex-direction:column;gap:8px}
.reqs .ic{font-size:26px;margin-bottom:14px}
.reqs b{font-weight:600;font-size:17px;line-height:1.25}
.reqs span{font-size:14.5px;color:var(--ink-soft)}
.reqs li:last-child{background:var(--accent);border-color:transparent;color:var(--on-accent)}
.reqs li:last-child span{color:var(--on-accent);opacity:.8}

/* banda para banqueros */
.pro{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center;background:var(--surface-2);box-shadow:var(--bezel);border-radius:var(--r);padding:30px 36px}
.pro > .ic{font-size:34px}
.pro h3{font-size:24px;margin-bottom:4px}
.pro p{color:var(--ink-soft);font-size:15.5px}

@media (max-width:1000px){.reqs{grid-template-columns:repeat(2,1fr)}.reqs li:last-child:nth-child(odd){grid-column:1/-1}}
@media (max-width:900px){.pro{grid-template-columns:1fr}}
@media (max-width:640px){.reqs{grid-template-columns:1fr}.pro{padding:26px 22px}}

/* historia con scroll: la ilustración queda fija y cambia de escena según el paso activo (data-step lo pone tino.js) */
.story-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:72px;align-items:start}
.story-visual{position:sticky;top:110px;height:min(600px,calc(100dvh - 140px));border-radius:var(--r);background:var(--surface);box-shadow:var(--bezel);overflow:hidden}
.story-rail{position:absolute;left:24px;right:24px;top:20px;display:flex;gap:6px;z-index:1}
.story-rail i{flex:1;height:4px;border-radius:999px;background:var(--surface-2);overflow:hidden;position:relative}
.story-rail i::after{content:"";position:absolute;inset:0;background:var(--ink);transform:scaleX(0);transform-origin:left;transition:transform 400ms var(--ease-in-out)}
.story-rail i.done::after{transform:scaleX(1)}
.scene{position:absolute;inset:52px 36px 32px;display:flex;flex-direction:column;justify-content:center;gap:16px;opacity:0;transform:translateY(10px) scale(.98);filter:blur(6px);transition:opacity 180ms var(--ease),transform 180ms var(--ease),filter 180ms var(--ease);pointer-events:none}
.scene.on{opacity:1;transform:none;filter:blur(0);transition-duration:420ms,480ms,420ms;transition-delay:60ms}
.scene-tag{align-self:flex-start;display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;padding:6px 12px;border-radius:999px;background:var(--surface-2)}
.scene-tag .ic{font-size:15px}
.scene h4{font-size:26px;font-weight:600;letter-spacing:-.02em;line-height:1.15}
.story-steps{list-style:none;padding:12vh 0 18vh;display:grid;gap:30vh}
.story-steps li{opacity:.32;transition:opacity 250ms var(--ease)}
.story-steps li.on{opacity:1}
.story-steps .when{display:inline-flex;align-items:center;gap:8px;font-size:13.5px;font-weight:600;padding:6px 12px;border-radius:999px;background:var(--accent);color:var(--on-accent);margin-bottom:16px}
.story-steps .when .ic{font-size:15px}
.story-steps h3{font-size:clamp(26px,2.6vw,34px);margin-bottom:12px}
.story-steps p{color:var(--ink-soft);max-width:44ch}
.story-steps small{display:block;margin-top:12px;font-size:14px;color:var(--ink-soft)}

/* piezas de escena reutilizables */
.chat{display:grid;gap:10px;max-width:420px}
.bubble{padding:12px 16px;border-radius:16px;font-size:15.5px;line-height:1.4;max-width:85%;background:var(--surface-2);opacity:0;transform:translateY(8px);transition:opacity 350ms var(--ease),transform 350ms var(--ease)}
.bubble.me{justify-self:end;background:var(--accent);color:var(--on-accent)}
.on .bubble{opacity:1;transform:none}
.on .bubble:nth-child(2){transition-delay:.25s}.on .bubble:nth-child(3){transition-delay:.5s}.on .bubble:nth-child(4){transition-delay:.75s}.on .bubble:nth-child(5){transition-delay:1s}
.checks{list-style:none;display:grid;gap:8px}
.checks li{display:flex;align-items:center;gap:12px;font-size:16px;padding:12px 16px;border-radius:12px;background:var(--surface-2)}
.checks .ok{width:22px;height:22px;border-radius:999px;display:grid;place-items:center;border:1.5px solid var(--line-strong);font-size:13px;color:transparent;transition:background-color .3s,color .3s,border-color .3s}
.on .checks .ok{background:var(--ink);border-color:var(--ink);color:var(--bg)}
.on .checks li:nth-child(1) .ok{transition-delay:.2s}.on .checks li:nth-child(2) .ok{transition-delay:.45s}.on .checks li:nth-child(3) .ok{transition-delay:.7s}.on .checks li:nth-child(4) .ok{transition-delay:.95s}.on .checks li:nth-child(5) .ok{transition-delay:1.2s}
.fan{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:0}
.fan .case{width:76px;height:76px;border-radius:999px;display:grid;place-items:center;background:var(--accent);color:var(--on-accent);font-size:32px}
.fan svg.lines{width:100%;height:220px;overflow:visible}
.fan svg.lines path{fill:none;stroke:var(--line-strong);stroke-width:1.5;stroke-dasharray:1;stroke-dashoffset:1;transition:stroke-dashoffset 900ms var(--ease-in-out)}
.on .fan svg.lines path{stroke-dashoffset:0}
.plates{display:grid;gap:10px}
.plates span{background:#fff;border:1px solid var(--line);border-radius:12px;height:54px;width:170px;display:grid;place-items:center;padding:8px 12px;position:relative;opacity:0;transform:translateX(-8px);transition:opacity 350ms var(--ease),transform 350ms var(--ease)}
.plates img{max-height:28px;width:auto;max-width:100%}
.on .plates span{opacity:1;transform:none}
.on .plates span:nth-child(2){transition-delay:.15s}.on .plates span:nth-child(3){transition-delay:.3s}.on .plates span:nth-child(4){transition-delay:.45s}
.plates .badge{font-style:normal;position:absolute;right:-10px;top:-9px;font-size:11.5px;font-weight:700;padding:3px 8px;border-radius:999px;background:var(--ink);color:var(--bg);opacity:0;transform:scale(.9);transition:opacity 250ms var(--ease) .8s,transform 250ms var(--ease) .8s}
.on .plates .badge{opacity:1;transform:none}
.big-ic{width:88px;height:88px;border-radius:24px;display:grid;place-items:center;background:var(--surface-2);font-size:44px}
.on .big-ic.pop{animation:pop .6s var(--ease) both}
.duo{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.duo div{border-radius:16px;padding:18px;background:var(--surface-2);display:grid;gap:6px}
.duo .ic{font-size:26px}
.duo b{font-weight:600}
.duo span{font-size:14px;color:var(--ink-soft)}
.clock{font-size:15px;color:var(--ink-soft)}
.clock .ic{vertical-align:-3px;margin-right:6px}
.clock b{color:var(--ink);font-variant-numeric:tabular-nums}

@media (max-width:900px){
  .story-grid{grid-template-columns:1fr;gap:0}
  .story-visual{top:92px;height:350px;z-index:2;box-shadow:0 18px 30px -24px rgba(var(--shadow),.5)}
  .scene{inset:44px 16px 16px;gap:10px;justify-content:flex-start}
  .scene h4{font-size:18px}
  .chat{gap:6px}
  .bubble{font-size:13.5px;padding:8px 12px}
  .checks{gap:6px}
  .checks li{font-size:14px;padding:8px 12px}
  .duo div{padding:12px}
  .story-steps li{min-height:30vh}
  .story-steps{padding:40vh 0 30vh;gap:22vh}
  .fan svg.lines{height:160px}
  .plates span{width:112px;height:40px}
  .big-ic{width:64px;height:64px;font-size:32px}
}

/* línea de pasos */
.steps{display:grid;grid-template-columns:repeat(var(--n,3),1fr);gap:32px;position:relative;list-style:none}
.steps::before{content:"";position:absolute;left:24px;right:24px;top:24px;height:1.5px;background:var(--line-strong);transform-origin:left;transform:scaleX(var(--draw,1));transition:transform 1.2s var(--ease-in-out)}
.steps .node{width:48px;height:48px;border-radius:999px;display:grid;place-items:center;background:var(--bg);border:1.5px solid var(--line-strong);font-size:22px;position:relative}
.steps li:last-child .node{background:var(--accent);border-color:var(--accent);color:var(--on-accent)}
.steps h3{font-size:24px;margin:26px 0 10px}
.steps p{color:var(--ink-soft);font-size:15.5px;max-width:34ch}

/* formulario */
.apply .wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:72px;align-items:start}
.apply aside{position:sticky;top:110px}
.apply aside .lead{margin:18px 0 34px}
.promise{list-style:none;display:grid;gap:22px}
.promise li{display:flex;gap:16px;align-items:flex-start}
.promise .ic{font-size:22px;margin-top:2px}
.promise b{display:block;font-weight:600;font-size:17px;margin-bottom:2px}
.promise span{font-size:15px;color:var(--ink-soft)}
form{background:var(--surface);box-shadow:var(--bezel);border-radius:var(--r);padding:36px;display:grid;grid-template-columns:1fr 1fr;gap:22px 18px}
form .full{grid-column:1/-1}
fieldset{border:0}
legend{font-size:14.5px;font-weight:500;margin-bottom:10px}
.fld{display:grid;gap:8px;align-content:start}
.fld > label{font-size:14.5px;font-weight:500}
form input:not([type=radio]):not([type=checkbox]),form select{font:400 16px var(--sans);color:var(--ink);background:var(--bg);border:1px solid var(--line-strong);border-radius:12px;padding:13px 14px;outline:none;transition:border-color .2s,box-shadow .2s;width:100%}
form input::placeholder{color:var(--ink-soft);opacity:.85}
form input:focus,form select:focus{border-color:var(--ink);box-shadow:0 0 0 4px color-mix(in srgb,var(--ink) 12%,transparent)}
form [aria-invalid=true]{border-color:var(--err) !important}
.help{font-size:13px;color:var(--ink-soft)}
.err{font-size:13px;color:var(--err);font-weight:500}
.pick{display:flex;flex-wrap:wrap;gap:8px;position:relative}
.pick input{position:absolute;opacity:0;pointer-events:none}
.pick label{cursor:pointer;padding:9px 14px;border-radius:999px;border:1px solid var(--line-strong);font-size:14.5px;transition:background-color 150ms var(--ease),color 150ms var(--ease),border-color 150ms var(--ease),transform 160ms var(--ease);background:var(--bg)}
.pick label:active{transform:scale(.97)}
@media (hover:hover) and (pointer:fine){.pick label:hover{border-color:var(--ink)}}
.tab{transition:background-color 150ms var(--ease),color 150ms var(--ease),transform 160ms var(--ease)}
.tab:active{transform:scale(.97)}
.pick input:checked + label{background:var(--ink);color:var(--bg);border-color:var(--ink)}
.pick input:focus-visible + label{outline:2px solid var(--ink);outline-offset:2px}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:13.5px;line-height:1.5;color:var(--ink-soft);cursor:pointer}
.consent input{width:18px;height:18px;margin-top:2px;flex:none;accent-color:var(--ink)}
form .btn{width:100%}
.status{grid-column:1/-1;border-radius:12px;padding:16px 18px;font-size:15px;background:var(--accent);color:var(--on-accent)}
.status a{font-weight:600}

/* preguntas */
.faq .wrap{max-width:800px}
.faq h2{margin-bottom:32px}
details{border-bottom:1px solid var(--line)}
summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;font-size:19px;font-weight:550;letter-spacing:-.015em}
summary::-webkit-details-marker{display:none}
summary .ic{font-size:20px;transition:transform 200ms var(--ease)}
details[open] summary .ic{transform:rotate(45deg)}
details p{color:var(--ink-soft);padding-bottom:24px;max-width:62ch;margin-top:-6px}

footer{border-top:1px solid var(--line);padding:48px 0 36px;font-size:14.5px;color:var(--ink-soft)}
footer .wrap{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px}
footer .logo{margin-bottom:14px}
footer h4{font-size:14.5px;font-weight:600;color:var(--ink);margin-bottom:12px}
footer ul{list-style:none;display:grid;gap:8px}
footer a{text-decoration:none}
@media (hover:hover) and (pointer:fine){footer a:hover{color:var(--ink)}}
.legal{grid-column:1/-1;border-top:1px solid var(--line);padding-top:24px;font-size:13px;line-height:1.6;max-width:110ch}

.wa{position:fixed;right:22px;bottom:22px;z-index:20;width:56px;height:56px;border-radius:999px;background:var(--btn);color:var(--btn-fg);display:grid;place-items:center;box-shadow:0 16px 32px -14px rgba(var(--shadow),.6);transition:transform 160ms var(--ease)}
.wa:active{transform:scale(.95)}
.wa .ic{font-size:27px}
@media (hover:hover) and (pointer:fine){.wa:hover{transform:scale(1.05)}}

/* movimiento: solo con JS y sin preferencia de movimiento reducido */
@media (prefers-reduced-motion:no-preference){
  .js .rise{opacity:0;transform:translateY(14px);animation:rise 700ms var(--ease) forwards;animation-delay:calc(var(--i,0) * 90ms + 60ms)}
  .js .reveal{opacity:0;transform:translateY(28px);filter:blur(8px);transition:opacity 800ms var(--ease-fluid),transform 900ms var(--ease-fluid),filter 800ms var(--ease-fluid)}
  .js .reveal.in{opacity:1;transform:none;filter:blur(0)}
  .js .steps{--draw:0}
  .js .steps.in{--draw:1}
}
@keyframes rise{to{opacity:1;transform:none}}
@keyframes pop{from{opacity:0;transform:translateY(8px) scale(.96)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .scene,.view,.bubble,.plates span,.plates .badge,.story-rail i::after{transform:none !important;filter:none !important}
  .btn:active,.tab:active,.pick label:active,.wa:active,.fork a:active{transform:none}
  .steps::before{transition:none}
}

@media (max-width:1000px){
  .bank-row{grid-template-columns:repeat(4,1fr)}
  .nav-links{display:none}
  .top .wrap{padding:0 8px 0 20px}
  .top .btn{display:none}
}
/* hamburguesa que se transforma en X + menú de pantalla completa con enlaces escalonados */
.burger{display:none;width:44px;height:44px;border:0;border-radius:999px;background:var(--btn);cursor:pointer;position:relative;transition:transform 160ms var(--ease)}
.burger:active{transform:scale(.95)}
.burger span{position:absolute;left:14px;right:14px;height:1.5px;border-radius:2px;background:var(--btn-fg);transition:transform 450ms var(--ease-fluid),top 450ms var(--ease-fluid)}
.burger span:first-child{top:18px}.burger span:last-child{top:25px}
.menu-open .burger span:first-child{top:21.5px;transform:rotate(45deg)}
.menu-open .burger span:last-child{top:21.5px;transform:rotate(-45deg)}
.menu{position:fixed;inset:0;z-index:9;background:color-mix(in srgb,var(--bg) 82%,transparent);-webkit-backdrop-filter:blur(40px) saturate(150%);backdrop-filter:blur(40px) saturate(150%);display:flex;flex-direction:column;justify-content:center;gap:6px;padding:120px 28px 40px;opacity:0;visibility:hidden;transition:opacity 400ms var(--ease-fluid),visibility 0s linear 400ms}
.menu-open .menu{opacity:1;visibility:visible;transition:opacity 500ms var(--ease-fluid),visibility 0s}
.menu a:not(.btn){font-size:clamp(34px,9vw,52px);font-weight:600;letter-spacing:-.04em;text-decoration:none;color:var(--ink);overflow:hidden}
.menu a:not(.btn) > span{display:inline-block;transform:translateY(110%);opacity:0;transition:transform 600ms var(--ease-fluid),opacity 600ms var(--ease-fluid)}
.menu-open .menu a:not(.btn) > span{transform:none;opacity:1;transition-delay:calc(var(--i) * 60ms + 120ms)}
.menu a[aria-current]{color:var(--ink-soft)}
.menu .btn{margin-top:28px;align-self:flex-start;opacity:0;transform:translateY(16px);transition:opacity 600ms var(--ease-fluid),transform 600ms var(--ease-fluid),background-color 200ms var(--ease)}
.menu-open .menu .btn{opacity:1;transform:none;transition-delay:420ms}
@media (max-width:1000px){.burger{display:block}}
@media (max-width:900px){
  .hero{padding-top:24px}
  .hero .wrap,.apply .wrap{grid-template-columns:1fr;gap:40px}
  .hero-img{height:auto;aspect-ratio:4/3}
  .fork .wrap{grid-template-columns:1fr}
  .fork a + a{border-left:0;border-top:1px solid var(--line);padding-left:8px}
  .steps{grid-template-columns:1fr;row-gap:28px}
  .steps::before{display:none}
  .steps li{display:grid;grid-template-columns:48px 1fr;column-gap:18px}
  .steps h3{margin:10px 0 6px}
  .apply aside{position:static}
  footer .wrap{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  body{font-size:16px}
  .mark{white-space:normal}
  .wrap{width:calc(100% - 32px)}
  section{padding:76px 0}
  .top .btn{padding:11px 15px;font-size:14.5px}
  .bank-row{grid-template-columns:repeat(2,1fr)}
  .banks{padding:44px 0}
  .logo svg{height:26px}
  form{grid-template-columns:1fr;padding:24px 20px}
  footer .wrap{grid-template-columns:1fr}
}